/* ============================================================
       SafeBenefitHub — Premium UK Lifestyle Platform
       NEW PALETTE: Deep Navy · Slate Blue · Teal · Emerald · Soft Mint
       Font: DM Serif Display (headings) + DM Sans (body)
    ============================================================ */
    :root {
      /* Deep Navy — primary dark surface */
      --navy-950: #060e1c;
      --navy-900: #0a1628;
      --navy-800: #111f38;
      --navy-700: #192a4a;
      --navy-600: #213558;

      /* Slate Blue — mid tones */
      --slate-500: #2e4a78;
      --slate-400: #3d5e94;
      --slate-300: #5577ae;
      --slate-200: #7a9bc8;
      --slate-100: #b0c5e0;

      /* Teal — accent primary */
      --teal-700: #0d6e6e;
      --teal-600: #0e8585;
      --teal-500: #0f9e9e;
      --teal-400: #18b8b8;
      --teal-300: #34d0d0;
      --teal-200: #7ae5e5;
      --teal-100: #c2f4f4;

      /* Emerald — accent secondary */
      --emerald-700: #0a6640;
      --emerald-600: #0d7f50;
      --emerald-500: #119962;
      --emerald-400: #16b576;
      --emerald-300: #2dcf90;
      --emerald-200: #7de8bc;
      --emerald-100: #c0f5e0;

      /* Soft warm white surfaces */
      --surface:   #f4f8fb;
      --surface-2: #eaf1f8;
      --surface-3: #dde8f4;
      --white:     #ffffff;
      --line:      #d4e2f0;

      /* Ink / typography */
      --ink:       #0d1f36;
      --ink-soft:  #2a3f5c;
      --ink-muted: #4d6a8a;
      --ink-faint: #7a9ab8;

      /* Alerts */
      --amber-500: #d97706;
      --amber-100: #fef3c7;
      --red-500:   #dc2626;
      --red-100:   #fee2e2;

      --radius:    10px;
      --radius-lg: 18px;
      --radius-xl: 28px;

      --shadow-xs:      0 1px 3px rgba(6,14,28,.06);
      --shadow-sm:      0 2px 10px rgba(6,14,28,.10);
      --shadow-md:      0 8px 32px -4px rgba(6,14,28,.18);
      --shadow-lg:      0 24px 64px -12px rgba(6,14,28,.28);
      --shadow-teal:    0 12px 40px -8px rgba(15,158,158,.35);
      --shadow-emerald: 0 10px 32px -6px rgba(17,153,98,.30);

      --grad-dark:    linear-gradient(145deg, var(--navy-950) 0%, var(--navy-800) 100%);
      --grad-hero:    radial-gradient(ellipse 1200px 700px at 80% -5%, rgba(15,158,158,.20) 0%, transparent 60%),
                      radial-gradient(ellipse 600px 450px at 5% 95%, rgba(17,153,98,.18) 0%, transparent 55%),
                      linear-gradient(155deg, var(--navy-950) 0%, #0c1a30 55%, #081222 100%);
      --grad-teal:    linear-gradient(135deg, var(--teal-400) 0%, var(--teal-700) 100%);
      --grad-emerald: linear-gradient(135deg, var(--emerald-400) 0%, var(--emerald-700) 100%);
      --grad-surface: linear-gradient(135deg, var(--surface) 0%, var(--surface-3) 100%);

      --transition: 220ms cubic-bezier(.4,0,.2,1);
    }

    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html {
      scroll-behavior: smooth;
      scroll-padding-top: 90px;
      -webkit-font-smoothing: antialiased;
      -moz-osx-font-smoothing: grayscale;
    }
    body {
      font-family: 'DM Sans', system-ui, sans-serif;
      background: var(--surface);
      color: var(--ink);
      line-height: 1.75;
      font-size: 17px;
      font-weight: 400;
    }
    img { max-width: 100%; display: block; }
    h1, h2, h3, h4 {
      font-family: 'DM Serif Display', Georgia, serif;
      line-height: 1.15;
      font-weight: 400;
      color: var(--navy-900);
    }
    a { color: inherit; text-decoration: none; }
    p { margin: 0 0 1.15rem; }
    ul, ol { padding-left: 1.5rem; margin-bottom: 1.2rem; }
    li { margin-bottom: .45rem; }
    ::selection { background: rgba(15,158,158,.22); color: var(--navy-900); }

    /* ── Skip link ── */
    .skip-link {
      position: absolute; left: -9999px; top: 0;
      background: var(--navy-900); color: #fff;
      padding: .75rem 1.25rem; border-radius: 8px; z-index: 9999;
      font-weight: 600;
    }
    .skip-link:focus { left: 1rem; top: 1rem; }

    /* ── Container ── */
    .container {
      max-width: 1380px; margin: 0 auto;
      padding: 0 1.25rem;
    }
    @media (min-width: 768px)  { .container { padding: 0 2rem; } }
    @media (min-width: 1200px) { .container { padding: 0 3rem; } }

    /* ─────────────────────────────────────────
       ANNOUNCE BAR
    ───────────────────────────────────────── */
    .announce {
      background: var(--navy-900);
      border-bottom: 1px solid rgba(15,158,158,.18);
      padding: .48rem 0;
      font-size: .78rem;
      color: rgba(255,255,255,.52);
      letter-spacing: .03em;
    }
    .announce-inner {
      max-width: 1380px; margin: 0 auto; padding: 0 1.25rem;
      display: flex; justify-content: space-between; align-items: center; gap: 1rem;
      flex-wrap: wrap;
    }
    .announce-inner > span { display: flex; align-items: center; gap: .5rem; }
    .announce-inner i { color: var(--teal-400); font-size: .72rem; }
    .announce-badge {
      background: rgba(15,158,158,.14);
      border: 1px solid rgba(15,158,158,.30);
      color: var(--teal-300);
      padding: .1rem .7rem;
      border-radius: 20px;
      font-size: .72rem;
      font-weight: 600;
      letter-spacing: .06em;
    }

    /* ─────────────────────────────────────────
       HEADER
    ───────────────────────────────────────── */
    .site-header {
      position: sticky; top: 0; z-index: 100;
      background: rgba(10,22,40,.97);
      backdrop-filter: blur(20px);
      -webkit-backdrop-filter: blur(20px);
      border-bottom: 1px solid rgba(15,158,158,.14);
      box-shadow: 0 4px 28px rgba(0,0,0,.32);
    }
    .header-inner {
      max-width: 1380px; margin: 0 auto; padding: 0 1.25rem;
      height: 70px;
      display: flex; align-items: center; justify-content: space-between; gap: 2rem;
    }
    @media (min-width: 768px) { .header-inner { padding: 0 2rem; } }

    .brand {
      display: flex; align-items: center; gap: .85rem;
      text-decoration: none; flex-shrink: 0;
    }
    .brand-icon {
      width: 42px; height: 42px;
      background: var(--grad-teal);
      border-radius: 11px;
      display: flex; align-items: center; justify-content: center;
      color: var(--white);
      font-size: 1.1rem;
      box-shadow: var(--shadow-teal);
      flex-shrink: 0;
    }
    .brand-name {
      font-family: 'DM Serif Display', Georgia, serif;
      font-size: 1.28rem; font-weight: 400;
      color: var(--white);
      letter-spacing: -.01em;
      line-height: 1;
    }
    .brand-name span { color: var(--teal-300); }
    .brand-tag {
      font-size: .66rem; color: rgba(255,255,255,.38);
      letter-spacing: .07em; text-transform: uppercase;
      display: block; margin-top: .2rem;
      font-family: 'DM Sans', sans-serif;
    }

    .nav { display: none; align-items: center; gap: .15rem; }
    @media (min-width: 960px) { .nav { display: flex; } }
    .nav a {
      display: flex; align-items: center; gap: .45rem;
      color: rgba(255,255,255,.65);
      font-size: .875rem; font-weight: 500;
      padding: .48rem .88rem;
      border-radius: 8px;
      transition: var(--transition);
      letter-spacing: .01em;
    }
    .nav a:hover { color: var(--white); background: rgba(255,255,255,.07); }
    .nav a i { font-size: .72rem; color: var(--teal-400); opacity: .9; }
    .nav-cta {
      background: var(--grad-teal) !important;
      color: var(--white) !important;
      font-weight: 600 !important;
      padding: .52rem 1.2rem !important;
      border-radius: 8px !important;
      margin-left: .5rem;
      box-shadow: var(--shadow-teal);
    }
    .nav-cta:hover { opacity: .9; transform: translateY(-1px); }
    .nav-cta i { color: var(--white) !important; }

    .hamburger {
      display: flex; align-items: center; justify-content: center;
      width: 42px; height: 42px;
      background: rgba(255,255,255,.07);
      border: 1px solid rgba(255,255,255,.1);
      border-radius: 10px;
      color: rgba(255,255,255,.85);
      font-size: 1rem;
      cursor: pointer;
      transition: var(--transition);
    }
    .hamburger:hover { background: rgba(255,255,255,.12); }
    @media (min-width: 960px) { .hamburger { display: none; } }

    .mobile-menu {
      display: none;
      background: var(--navy-800);
      border-top: 1px solid rgba(15,158,158,.14);
    }
    .mobile-menu.open { display: block; }
    .mobile-menu .inner {
      max-width: 1380px; margin: 0 auto; padding: .75rem 1.25rem 1.25rem;
      display: flex; flex-direction: column; gap: .1rem;
    }
    .mobile-menu a {
      display: flex; align-items: center; gap: .65rem;
      color: rgba(255,255,255,.72);
      font-size: 1rem; padding: .62rem .85rem;
      border-radius: 8px;
      transition: var(--transition);
    }
    .mobile-menu a:hover { background: rgba(255,255,255,.07); color: var(--white); }
    .mobile-menu a i { font-size: .78rem; color: var(--teal-400); width: 16px; text-align: center; }
    .mob-cta {
      background: var(--grad-teal) !important;
      color: var(--white) !important;
      font-weight: 600 !important;
      margin-top: .5rem;
      justify-content: center;
    }

    /* ─────────────────────────────────────────
       HERO
    ───────────────────────────────────────── */
    .hero {
      background: var(--grad-hero);
      padding: 5.5rem 0 4rem;
      position: relative;
      overflow: hidden;
    }
    .hero::before {
      content: '';
      position: absolute; inset: 0;
      background-image:
        radial-gradient(circle 1px at 20% 35%, rgba(15,158,158,.30) 1px, transparent 0),
        radial-gradient(circle 1px at 65% 60%, rgba(15,158,158,.18) 1px, transparent 0),
        radial-gradient(circle 1px at 85% 20%, rgba(17,153,98,.22) 1px, transparent 0);
      background-size: 110px 110px, 190px 190px, 150px 150px;
      pointer-events: none;
    }
    .hero-eyebrow {
      display: inline-flex; align-items: center; gap: .6rem;
      background: rgba(15,158,158,.12);
      border: 1px solid rgba(15,158,158,.28);
      color: var(--teal-300);
      font-size: .78rem; font-weight: 600; letter-spacing: .06em;
      text-transform: uppercase;
      padding: .36rem .9rem;
      border-radius: 20px;
      margin-bottom: 1.75rem;
    }
    .hero-eyebrow i { font-size: .7rem; }
    .hero h1 {
      font-size: clamp(2.3rem, 5.2vw, 4rem);
      font-weight: 400;
      color: var(--white);
      max-width: 780px;
      line-height: 1.1;
      margin-bottom: 1.5rem;
    }
    .hero h1 em {
      font-style: italic;
      background: var(--grad-teal);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
    }
    .hero .lede {
      font-size: clamp(1rem, 2vw, 1.18rem);
      color: rgba(255,255,255,.65);
      max-width: 680px;
      line-height: 1.8;
      margin-bottom: 2rem;
    }

    /* Byline */
    .byline {
      display: flex; align-items: center; flex-wrap: wrap; gap: .8rem 1.5rem;
      padding: 1rem 1.35rem;
      background: rgba(255,255,255,.05);
      border: 1px solid rgba(255,255,255,.08);
      border-radius: var(--radius-lg);
      backdrop-filter: blur(8px);
      max-width: 680px;
      font-size: .88rem;
      color: rgba(255,255,255,.55);
    }
    .byline-author { display: flex; align-items: center; gap: .72rem; }
    .avatar {
      width: 40px; height: 40px;
      border-radius: 50%;
      background: var(--grad-emerald);
      color: #fff;
      font-weight: 700;
      font-size: .8rem;
      display: flex; align-items: center; justify-content: center;
      flex-shrink: 0;
      font-family: 'DM Serif Display', serif;
    }
    .byline-author strong { display: block; color: rgba(255,255,255,.88); font-size: .92rem; }
    .byline-author span { font-size: .78rem; color: rgba(255,255,255,.45); }
    .sep { color: rgba(255,255,255,.2); font-size: 1.2rem; }
    .byline i { color: var(--teal-400); font-size: .78rem; margin-right: .3rem; }
    .editorial-badge {
      display: inline-flex; align-items: center; gap: .4rem;
      background: rgba(15,158,158,.14);
      border: 1px solid rgba(15,158,158,.30);
      color: var(--teal-300);
      padding: .16rem .7rem;
      border-radius: 20px;
      font-size: .76rem; font-weight: 600;
    }

    /* Hero image band */
    .hero-img-band {
      width: 82%; max-height: 480px; overflow: hidden;
      margin: 0 auto;
      border-radius: var(--radius-lg);
      border: 2px solid rgba(15,158,158,.18);
      box-shadow: 0 32px 80px -16px rgba(0,0,0,.5);
      position: relative;
    }
    .hero-img-band::after {
      content: '';
      position: absolute; inset: 0;
      background: linear-gradient(to bottom, transparent 55%, rgba(6,14,28,.45) 100%);
    }
    .hero-img-band img { width: 100%; object-fit: cover; height: 100%; max-height: 480px; }
    @media (max-width: 768px) { .hero-img-band { width: 95%; } }

    /* ─────────────────────────────────────────
       ARTICLE LAYOUT
    ───────────────────────────────────────── */
    .article-wrap {
      padding: 3.5rem 0 4rem;
      background: var(--surface);
    }
    .article-grid {
      display: grid;
      grid-template-columns: 1fr;
      gap: 2rem;
    }
    @media (min-width: 900px) {
      .article-grid {
        grid-template-columns: 230px 1fr 240px;
        gap: 2.5rem;
        align-items: start;
      }
    }

    /* ── TOC Sidebar ── */
    .aside-toc { display: none; }
    @media (min-width: 900px) {
      .aside-toc {
        display: block;
        position: sticky; top: 90px;
        align-self: start;
      }
    }
    .toc-card {
      background: var(--white);
      border: 1px solid var(--line);
      border-radius: var(--radius-lg);
      overflow: hidden;
      box-shadow: var(--shadow-sm);
    }
    .toc-head {
      display: flex; align-items: center; gap: .55rem;
      padding: .85rem 1.1rem;
      background: var(--navy-900);
      color: var(--teal-300);
      font-family: 'DM Serif Display', serif;
      font-weight: 400;
      font-size: .9rem;
      letter-spacing: .02em;
      border-bottom: 1px solid rgba(15,158,158,.18);
    }
    .toc-card ul { list-style: none; padding: .5rem 0; margin: 0; }
    .toc-card li { margin: 0; }
    .toc-card a {
      display: flex; align-items: center; gap: .55rem;
      padding: .45rem 1.1rem;
      color: var(--ink-muted);
      font-size: .85rem;
      transition: var(--transition);
      border-radius: 6px;
    }
    .toc-card a:hover { color: var(--teal-600); background: rgba(15,158,158,.06); }
    .toc-card a i { font-size: .68rem; color: var(--teal-500); width: 14px; text-align: center; flex-shrink: 0; }
    .toc-card a.sub { padding-left: 1.85rem; color: var(--ink-faint); font-size: .81rem; }
    .toc-card a.sub::before { content: '·'; margin-right: .4rem; color: var(--teal-400); }
    .toc-card a.sub:hover { color: var(--teal-600); }

    /* ── Main Article ── */
    article {
      background: var(--white);
      border-radius: var(--radius-xl);
      padding: 2.5rem 1.75rem;
      border: 1px solid var(--line);
      box-shadow: var(--shadow-sm);
    }
    @media (min-width: 768px) { article { padding: 3rem 3.5rem; } }

    /* Disclaimer banner */
    .disclaimer {
      background: rgba(15,158,158,.06);
      border: 1px solid rgba(15,158,158,.22);
      border-radius: var(--radius);
      padding: 1rem 1.2rem;
      margin-bottom: 2rem;
      font-size: .9rem;
      color: var(--ink-soft);
      display: flex; gap: .75rem; align-items: flex-start;
    }
    .disclaimer i { color: var(--teal-500); margin-top: .15rem; flex-shrink: 0; }
    .disclaimer p { margin: 0; }

    /* Lede paragraph */
    .lede-p {
      font-size: 1.15rem;
      font-weight: 400;
      color: var(--ink-soft);
      line-height: 1.82;
      border-left: 4px solid var(--teal-400);
      padding-left: 1.2rem;
      margin-bottom: 2rem;
    }

    /* Headings within article */
    article h2 {
      font-size: clamp(1.45rem, 3vw, 1.85rem);
      margin: 2.5rem 0 1rem;
      padding-bottom: .6rem;
      border-bottom: 1px solid var(--line);
      color: var(--navy-900);
      display: flex; align-items: center; gap: .72rem;
    }
    .h2-icon {
      width: 36px; height: 36px;
      background: var(--grad-teal);
      border-radius: 9px;
      display: flex; align-items: center; justify-content: center;
      color: var(--white);
      font-size: .82rem;
      flex-shrink: 0;
      box-shadow: var(--shadow-teal);
    }
    article h3 {
      font-size: 1.18rem;
      margin: 2rem 0 .72rem;
      color: var(--navy-800);
    }

    /* Stats grid */
    .stats-grid {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 1rem;
      margin: 2rem 0;
    }
    @media (min-width: 600px) { .stats-grid { grid-template-columns: repeat(4, 1fr); } }
    .stat-card {
      background: var(--navy-900);
      border: 1px solid rgba(15,158,158,.18);
      border-radius: var(--radius-lg);
      padding: 1.4rem 1rem;
      text-align: center;
      transition: var(--transition);
    }
    .stat-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-teal); }
    .stat-num {
      font-family: 'DM Serif Display', serif;
      font-size: 2rem;
      font-weight: 400;
      background: var(--grad-teal);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
      line-height: 1;
      margin-bottom: .4rem;
    }
    .stat-label {
      font-weight: 600;
      font-size: .86rem;
      color: rgba(255,255,255,.78);
      margin-bottom: .22rem;
    }
    .stat-note {
      font-size: .74rem;
      color: rgba(255,255,255,.4);
    }

    /* Table */
    .table-wrap {
      overflow-x: auto;
      margin: 1.75rem 0;
      border-radius: var(--radius);
      box-shadow: var(--shadow-sm);
    }
    table {
      width: 100%;
      border-collapse: collapse;
      font-size: .94rem;
    }
    thead { background: var(--navy-900); }
    th {
      color: var(--teal-300);
      font-family: 'DM Serif Display', serif;
      font-weight: 400;
      padding: .9rem 1.1rem;
      text-align: left;
      font-size: .84rem;
      letter-spacing: .03em;
    }
    td {
      padding: .8rem 1.1rem;
      color: var(--ink-soft);
      vertical-align: middle;
    }
    tbody tr { border-bottom: 1px solid var(--line); }
    tbody tr:last-child { border-bottom: none; }
    tbody tr:nth-child(odd) { background: var(--surface-2); }
    tbody tr:hover { background: var(--surface-3); }

    .badge {
      display: inline-block;
      padding: .2rem .65rem;
      border-radius: 20px;
      font-size: .76rem;
      font-weight: 700;
    }
    .badge-teal    { background: rgba(15,158,158,.12); color: var(--teal-700); border: 1px solid rgba(15,158,158,.30); }
    .badge-amber   { background: rgba(217,119,6,.10); color: var(--amber-500); border: 1px solid rgba(217,119,6,.28); }
    .badge-navy    { background: rgba(25,42,74,.10); color: var(--navy-700); border: 1px solid rgba(25,42,74,.28); }

    /* Callouts */
    .callout {
      border-radius: var(--radius);
      padding: 1.1rem 1.3rem;
      margin: 1.75rem 0;
      font-size: .95rem;
    }
    .callout-title {
      font-family: 'DM Serif Display', serif;
      font-weight: 400;
      font-size: 1.02rem;
      margin-bottom: .5rem;
      display: flex; align-items: center; gap: .5rem;
    }
    .callout-teal   { background: rgba(15,158,158,.07); border-left: 4px solid var(--teal-400); }
    .callout-teal .callout-title { color: var(--teal-700); }
    .callout-emerald { background: rgba(17,153,98,.07); border-left: 4px solid var(--emerald-400); }
    .callout-emerald .callout-title { color: var(--emerald-700); }
    .callout-slate  { background: rgba(46,74,120,.06); border-left: 4px solid var(--slate-400); }

    /* Info notice */
    .info-notice {
      display: flex; align-items: flex-start; gap: .85rem;
      background: var(--surface-2);
      border: 1px solid var(--line);
      border-radius: var(--radius);
      padding: 1rem 1.25rem;
      margin: 2rem 0 0;
      font-size: .9rem;
      color: var(--ink-muted);
    }
    .info-notice i { color: var(--teal-500); margin-top: .15rem; flex-shrink: 0; }

    /* ── Capture Section ── */
    .capture-section {
      background: var(--grad-dark);
      border-radius: var(--radius-xl);
      padding: 3rem 2.25rem;
      margin-top: 2.5rem;
      border: 1px solid rgba(15,158,158,.18);
      box-shadow: var(--shadow-lg);
    }
    .section-label {
      display: inline-flex; align-items: center; gap: .5rem;
      background: rgba(15,158,158,.12);
      border: 1px solid rgba(15,158,158,.28);
      color: var(--teal-300);
      font-size: .76rem; font-weight: 700; letter-spacing: .07em;
      text-transform: uppercase;
      padding: .28rem .8rem;
      border-radius: 20px;
      margin-bottom: 1rem;
    }
    .capture-section h2 {
      font-size: clamp(1.55rem, 3vw, 2.1rem);
      color: var(--white);
      margin-bottom: .9rem;
    }
    .capture-section .subtitle {
      color: rgba(255,255,255,.58);
      font-size: 1rem;
      margin-bottom: 2rem;
      max-width: 540px;
    }
    .capture-inner { max-width: 560px; }

    /* Form */
    .capture-form { display: flex; flex-direction: column; gap: 1rem; }
    .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
    @media (max-width: 480px) { .form-row { grid-template-columns: 1fr; } }
    .form-group { display: flex; flex-direction: column; gap: .4rem; }
    .form-group label {
      font-size: .83rem; font-weight: 600; color: rgba(255,255,255,.62);
      letter-spacing: .02em;
    }
    .form-group input,
    .capture-form input[type="email"] {
      background: rgba(255,255,255,.07);
      border: 1px solid rgba(255,255,255,.14);
      border-radius: var(--radius);
      padding: .72rem 1rem;
      color: var(--white);
      font-size: 1rem;
      transition: var(--transition);
      outline: none;
      width: 100%;
    }
    .form-group input::placeholder,
    .capture-form input[type="email"]::placeholder { color: rgba(255,255,255,.28); }
    .form-group input:focus,
    .capture-form input[type="email"]:focus {
      border-color: var(--teal-400);
      background: rgba(255,255,255,.10);
      box-shadow: 0 0 0 3px rgba(15,158,158,.18);
    }
    .consent-row {
      display: flex; align-items: flex-start; gap: .65rem;
      color: rgba(255,255,255,.55);
      font-size: .87rem;
    }
    .consent-row input[type="checkbox"] { margin-top: .22rem; flex-shrink: 0; accent-color: var(--teal-400); }
    .consent-row a { color: var(--teal-300); text-decoration: underline; }
    .form-error { color: #f08080; font-size: .84rem; display: none; }
    .form-error.show { display: block; }
    .form-submit {
      background: var(--grad-teal);
      color: var(--white);
      border: none;
      border-radius: var(--radius);
      padding: .92rem 2rem;
      font-family: 'DM Sans', sans-serif;
      font-weight: 700;
      font-size: 1rem;
      cursor: pointer;
      transition: var(--transition);
      box-shadow: var(--shadow-teal);
      display: flex; align-items: center; justify-content: center; gap: .6rem;
    }
    .form-submit:hover { opacity: .9; transform: translateY(-1px); box-shadow: 0 14px 36px rgba(15,158,158,.50); }
    .form-reassure {
      display: flex; align-items: center; gap: .5rem;
      color: rgba(255,255,255,.38);
      font-size: .79rem;
    }
    .form-reassure i { color: var(--teal-500); font-size: .72rem; }
    .capture-success { display: none; text-align: center; padding: 2rem 1rem; }
    .capture-success.show { display: block; }
    .success-check {
      width: 60px; height: 60px;
      background: var(--grad-emerald);
      border-radius: 50%;
      display: flex; align-items: center; justify-content: center;
      color: var(--white);
      font-size: 1.5rem;
      margin: 0 auto 1rem;
      box-shadow: var(--shadow-emerald);
    }
    .capture-success h3 { color: var(--white); font-size: 1.5rem; margin-bottom: .5rem; }
    .capture-success p { color: rgba(255,255,255,.58); }

    /* ── Aside Meta (right column) ── */
    .aside-meta { display: flex; flex-direction: column; gap: 1.5rem; }
    @media (min-width: 900px) { .aside-meta { position: sticky; top: 90px; align-self: start; } }
    .aside-card {
      background: var(--navy-900);
      border-radius: var(--radius-lg);
      overflow: hidden;
      border: 1px solid rgba(15,158,158,.18);
      box-shadow: var(--shadow-md);
    }
    .aside-card-head {
      display: flex; align-items: center; gap: .6rem;
      padding: .88rem 1.2rem;
      background: rgba(15,158,158,.10);
      border-bottom: 1px solid rgba(15,158,158,.18);
      color: var(--teal-300);
      font-family: 'DM Serif Display', serif;
      font-weight: 400;
      font-size: .9rem;
    }
    .aside-card-body { padding: 1.1rem 1.2rem; display: flex; flex-direction: column; gap: .9rem; }
    .aside-card-body .row {
      display: flex; align-items: flex-start; gap: .72rem;
      font-size: .87rem;
      color: rgba(255,255,255,.62);
    }
    .aside-card-body .row i { color: var(--teal-400); margin-top: .2rem; flex-shrink: 0; }
    .aside-card-body .row p { margin: 0; }
    .aside-card-body .row strong { color: rgba(255,255,255,.88); }

    .aside-cta {
      background: var(--grad-dark);
      border: 1px solid rgba(15,158,158,.18);
      border-radius: var(--radius-lg);
      padding: 1.4rem 1.2rem;
      box-shadow: var(--shadow-md);
    }
    .aside-cta strong {
      display: flex; align-items: center; gap: .5rem;
      color: var(--teal-300);
      font-family: 'DM Serif Display', serif;
      font-size: 1rem;
      margin-bottom: .5rem;
    }
    .aside-cta p {
      font-size: .87rem;
      color: rgba(255,255,255,.52);
      margin-bottom: 1rem;
    }
    .aside-cta a {
      display: flex; align-items: center; justify-content: center; gap: .5rem;
      background: var(--grad-teal);
      color: var(--white);
      font-weight: 700;
      padding: .68rem 1rem;
      border-radius: 9px;
      font-size: .9rem;
      box-shadow: var(--shadow-teal);
      transition: var(--transition);
    }
    .aside-cta a:hover { opacity: .9; transform: translateY(-1px); }

    /* ─────────────────────────────────────────
       FEATURES STRIP
    ───────────────────────────────────────── */
    .features-strip {
      background: var(--white);
      border-top: 1px solid var(--line);
      border-bottom: 1px solid var(--line);
      padding: 2rem 0;
    }
    .features-inner {
      display: flex; align-items: center; justify-content: center;
      flex-wrap: wrap; gap: 1.5rem 3rem;
    }
    .feature-pill {
      display: flex; align-items: center; gap: .6rem;
      font-size: .88rem; font-weight: 500; color: var(--ink-soft);
    }
    .feature-pill i { color: var(--teal-500); font-size: .9rem; }

    /* ─────────────────────────────────────────
       FAQ SECTION
    ───────────────────────────────────────── */
    .faq-section {
      background: var(--navy-900);
      padding: 5rem 0;
    }
    .section-header {
      text-align: center;
      margin-bottom: 3rem;
    }
    .section-label-light {
      display: inline-flex; align-items: center; gap: .5rem;
      background: rgba(15,158,158,.14);
      border: 1px solid rgba(15,158,158,.28);
      color: var(--teal-300);
      font-size: .76rem; font-weight: 700; letter-spacing: .07em;
      text-transform: uppercase;
      padding: .28rem .8rem;
      border-radius: 20px;
      margin-bottom: .9rem;
    }
    .section-header h2 {
      font-size: clamp(1.8rem, 3.5vw, 2.55rem);
      color: var(--white);
      margin-bottom: .72rem;
    }
    .section-header p {
      font-size: 1.02rem;
      color: rgba(255,255,255,.52);
      max-width: 560px;
      margin: 0 auto;
    }

    .faq-grid {
      display: grid;
      grid-template-columns: 1fr;
      gap: .72rem;
      max-width: 860px;
      margin: 0 auto;
    }
    @media (min-width: 700px) { .faq-grid { grid-template-columns: 1fr 1fr; } }

    .faq-item {
      background: rgba(255,255,255,.04);
      border: 1px solid rgba(15,158,158,.14);
      border-radius: var(--radius-lg);
      overflow: hidden;
      transition: var(--transition);
    }
    .faq-item:hover { border-color: rgba(15,158,158,.30); }
    .faq-q {
      width: 100%;
      background: none;
      border: none;
      padding: 1.1rem 1.25rem;
      text-align: left;
      color: rgba(255,255,255,.82);
      font-family: 'DM Serif Display', serif;
      font-weight: 400;
      font-size: .97rem;
      cursor: pointer;
      display: flex; justify-content: space-between; align-items: center; gap: .75rem;
      transition: var(--transition);
    }
    .faq-q i { color: var(--teal-400); flex-shrink: 0; font-size: .8rem; transition: transform .25s ease; }
    .faq-q.open { color: var(--teal-200); }
    .faq-q.open i { transform: rotate(180deg); }
    .faq-q:hover { background: rgba(255,255,255,.04); }
    .faq-a {
      display: none;
      padding: 0 1.25rem 1.1rem;
      color: rgba(255,255,255,.55);
      font-size: .94rem;
      line-height: 1.75;
      border-top: 1px solid rgba(15,158,158,.10);
      padding-top: .8rem;
    }
    .faq-a.show { display: block; }

    /* ─────────────────────────────────────────
       FOOTER
    ───────────────────────────────────────── */
    .site-footer {
      background: var(--navy-950);
      border-top: 1px solid rgba(15,158,158,.10);
      padding: 5rem 0 0;
    }
    .footer-grid {
      display: grid;
      grid-template-columns: 1fr;
      gap: 2.5rem;
      margin-bottom: 3rem;
    }
    @media (min-width: 640px) { .footer-grid { grid-template-columns: 2fr 1fr 1fr; } }

    .footer-brand p {
      color: rgba(255,255,255,.42);
      font-size: .9rem;
      line-height: 1.72;
      margin-top: 1rem;
      max-width: 320px;
    }
    .footer-brand .brand { margin-bottom: 0; }

    .site-footer h3 {
      color: var(--teal-300);
      font-family: 'DM Serif Display', serif;
      font-size: .95rem;
      margin-bottom: 1.1rem;
      letter-spacing: .03em;
    }
    .site-footer ul { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: .4rem; }
    .site-footer li { margin: 0; }
    .site-footer li a {
      color: rgba(255,255,255,.45);
      font-size: .9rem;
      transition: var(--transition);
    }
    .site-footer li a:hover { color: var(--teal-300); }

    .footer-bottom {
      border-top: 1px solid rgba(255,255,255,.06);
      padding: 1.4rem 0;
      display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap;
      gap: 1rem;
      font-size: .81rem;
      color: rgba(255,255,255,.28);
    }
    .footer-bottom span { display: flex; align-items: center; gap: .4rem; }
    .footer-bottom i { color: var(--teal-600); font-size: .72rem; }

    .footer-notice {
      background: rgba(0,0,0,.30);
      border-top: 1px solid rgba(255,255,255,.05);
      padding: 1rem 0;
    }
    .footer-notice .container {
      display: flex; align-items: flex-start; gap: .75rem;
      font-size: .8rem;
      color: rgba(255,255,255,.32);
    }
    .notice-icon {
      width: 22px; height: 22px;
      background: rgba(15,158,158,.12);
      border-radius: 50%;
      display: flex; align-items: center; justify-content: center;
      color: var(--teal-400);
      font-size: .65rem;
      flex-shrink: 0;
    }

    /* ─────────────────────────────────────────
       SCROLL TO TOP
    ───────────────────────────────────────── */
    #scrollTop {
      position: fixed; bottom: 1.75rem; right: 1.75rem;
      width: 48px; height: 48px;
      background: var(--grad-teal);
      color: var(--white);
      border: none;
      border-radius: 50%;
      display: flex; align-items: center; justify-content: center;
      cursor: pointer;
      box-shadow: var(--shadow-teal);
      opacity: 0; pointer-events: none;
      transition: opacity .3s ease, transform .3s ease;
      z-index: 90;
      font-size: 1rem;
    }
    #scrollTop.visible { opacity: 1; pointer-events: auto; }
    #scrollTop:hover { transform: translateY(-2px); }

    /* ─────────────────────────────────────────
       ANIMATIONS
    ───────────────────────────────────────── */
    @media (prefers-reduced-motion: no-preference) {
      .fade-in { opacity: 0; transform: translateY(20px); transition: opacity .55s ease, transform .55s ease; }
      .fade-in.visible { opacity: 1; transform: translateY(0); }
    }

    /* Decorative rule */
    .teal-rule {
      border: none;
      height: 1px;
      background: linear-gradient(to right, transparent, var(--teal-400), transparent);
      margin: 2rem 0;
      opacity: .35;
    }

    /* Responsive text for mobile */
    @media (max-width: 600px) {
      article { padding: 1.75rem 1.25rem; }
      .capture-section { padding: 2rem 1.5rem; }
      .hero { padding: 3.5rem 0 2.5rem; }
    }